Do I have a claim for PPI?

If, within the last ten years, you have taken out a mortgage or loan, or a credit card or store card, you may be owed thousands of pounds. Investigations have shown that many people are still owed money due to being mis-sold PPI and you could be one of them!

PPI was designed to protect payments on a credit card or loan in case you were unable to work through accident, sickness, or redundancy. If you have a mortgage or a loan taken out in the last ten years, you should check to see if you have been mis-sold PPI as it is very likely that you will have a claim. You may also have been sold PPI under a different name -  Accident, Sickness and Unemployment Cover (ASU)  and Loan Protection Insurance (LPI) are both PPI under different name. As specialist PPI claims solicitors we can help you claim back PPI plus interest.

If you answer Yes to one or more of the following questions you may have a claim for PPI refund –

- Did your lender fail to ask you about any pre-existing medical conditions when you took out a PPI policy?

- Did your lender fail to ask if you was or was shortly due to become self-employed when you took out the PPI policy?

- Did your lender fail to ask if you were retired or very close to retirement age when you took out the PPI policy?

- Did your lender fail to ask if you was not employed (including student) when you took out the PPI policy?

- Did your lender fail to ask if you were a public services employee when you took out the PPI policy?

- Did your lender fail to ask if you had other protection policies in place when you took out this loan?

- Did your lender fail to advise you that you did not need the PPI policy as you could have repaid the loan/outstanding balance using your savings?

- Did your lender fail to tell you that the PPI policy was compulsory and not optional?

- Did your lender fail to ask if you were not aware that the PPI policy was optional?

- Did your lender fail to advise you that you would get a better interest rate or the PPI would cost much less if you took the PPI policy out with another insurer?

- Did your lender not make you aware of the cost of the premiums on the PPI policy?

- Did your lender not make you aware that the PPI policy cost would be added to the loan and you would pay interest on the cost?

- Did your lender not make you aware that you had taken out the PPI policy when you took out the loan?

- Did your lender not make you aware that you could purchase alternative PPI policies with other providers when you took out the loan?

- Did your lender not make you aware that the PPI policy did not cover the life of the loan?

Common mis-selling techniques operated by many mis-sold bank PPI policies can be found by clicking onto our 6 top mis-sold payment protection insurance claims.

You could be owed £thousands! Don’t delay making a claim, money could be waiting for you.  Just pick up the phone and call 0800 011 2757 between 9.30 am to 6.00 pm Monday to Friday or complete our Online PPI Claim Form.

STILL NOT SURE?

Please read our PPI Testimonials and read our PPI No Win No Fee Guarantee. Quite simply you have nothing to lose by instructing professional PPI SOLICITORS as we are only paid if we win and there are NO UP FRONT CHARGES.

As expert PPI claim solicitors we have made many clients HAPPI in respect of mis-selling Payment Protection Insurance (PPI) which has been added on to a loan.  

I AM HAPPI.com is the trading name of R James Hutcheon Solicitors whom are Regulated and Authorised by the Solicitors Regulation Authority.

Visit I AM HAPPI contact page.

Visit our main Web site www.hutcheonlaw.co.uk

Further Reading

Payment Protection Insurance Claims

How Much PPI Will I Get?

PPI Solicitors

HAPPI – Radio City

PPI News

Frequently Asked Questions

PPI Testimonials

No Win No Fee – No Worry