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Alliance & Leicester PPI Claims- We have made many clients HA-PPI against Alliance & Leicester in respect of mis-selling Payment Protection Insurance (PPI) which has been added on to a loan. Our clients are claiming the following:-
Return/Refund of the Cost of the PPI Policy
There are many claims for a refund or return of the PPI policy paid to Alliance & Leicester and to cancel the policy.
Loan to be Re-Written
To reflect the fact that the PPI policy should never have been added to the loan in the first place, that the loan should be re-written to remove the cost of the loan and to write-off all interest payments.
Loan to be Written Off
On loans taken out prior to April 2007, there is a possibility that if the PPI was not optional, the entire loan together with the PPI and all interest could be written-off and refunded.
CLAIM NOW
We operate a NO WIN NO FEE policy so you have nothing to lose to refund your PPI.
If you answer Yes to one or more of the following questions you may have a claim for PPI refund -
* Alliance & Leicester failed to ask me about any pre-existing medical conditions when I took out a PPI policy
* Alliance & Leicester failed to ask if I was or was shortly due to become self-employed when I took out the PPI policy
* Alliance & Leicester failed to ask if I was retired or very close to retirement ages when I took out the PPI policy
* Alliance & Leicester failed to ask if I was not employed (including student) when I took out the PPI policy
* Alliance & Leicester failed to ask if I was a public services employee when I took out the PPI policy
* Alliance & Leicester failed to ask if I had other protection policies in place when I took out this loan
* Alliance & Leicester failed to advise me that I did not need the PPI policy as I could have repaid the loan/outstanding balance using my savings
* Alliance & Leicester failed told me that the PPI policy was compulsory and not optional
*Alliance & Leicester failed to ask if I was not aware that the PPI policy was optional
* Alliance & Leicester failed advise me that I would get a better interest rate or the PPI would cost much less if I took the PPI policy out with another insurer
* Alliance & Leicester did not make me aware of the cost of the premiums on the PPI policy
* Alliance & Leicester did not make me aware that the PPI policy cost would be added to the loan and I would pay interest on the cost
* Alliance & Leicester did not make me aware that I had taken out the PPI policy when I took out the loan
* Alliance & Leicester did not make me aware that I could purchase alternative PPI policies with other providers when I took out the loan
* Alliance & Leicester did not make me aware that the PPI policy did not cover the life of the loan.
Our Top 6 PPI Mis-Selling PPI Claims
I AM HAPPI are taking on PPI claims against the main high street banks lenders for mis-selling PPI claims and refunds including Alliance & Leicester, Bank of Scotland, Barclays Bank, BlackHorse Finance, HSBC Bank, Egg, First Plus, Lloyds Bank, Picture Loans to name but a few.
I AM HAPPI have set out there Top 6 PPI claims. The mis-selling of PPI, payment protection insurance policies have been widespread. We have handled many PPI mis-selling claims. Please click on I AM HAPPI top mis-selling PPI claims below:
I AM HAPPI TOP 6 MIS-SELLING PPI CLAIMS
ABOUT I AM HAPPI CLAIMS
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R James Hutcheon Solicitors Pioneer House Rainhill Prescot Merseyside L35 4LFVisit our main Web site www.hutcheonlaw.co.uk
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