Latest PPI News: (Hear our latest Radio Advert).
Santander PPI Claims, we have made many clients HA-PPI (happy) against Abbey (now Santander) in respect of mis-selling Payment Protection Insurance (PPI) which has been added on to a loan. Our clients are PPI claims are one or more of the following:-
Return/Refund of the Cost of the PPI Policy
There are many claims for a refund or return of the PPI policy paid toAbbey and to cancel the policy.
Loan to be Re-Written
To reflect the fact that the PPI policy should never have been added to the loan in the first place, that the loan should be re-written to remove the cost of the loan and to write-off all interest payments.
Loan to be Written Off
On loans taken out prior to April 2007, there is a possibility that if the PPI claim was not optional, the entire loan together with the PPI and all interest could be written-off and refunded.
CLAIM PPI NOW
We operate a NO WIN NO FEE policy so you have nothing to lose to refund your PPI.
If you answer Yes to one or more of the following questions you may have a claim for PPI refund -
* Abbey failed to ask me about any pre-existing medical conditions when I took out a PPI policy
* Abbey failed to ask if I was or was shortly due to become self-employed when I took out the PPI policy
* Abbey failed to ask if I was retired or very close to retirement ages when I took out the PPI policy
* Abbey failed to ask if I was not employed (including student) when I took out the PPI policy
* Abbey failed to ask if I was a public services employee when I took out the PPI policy
* Abbey failed to ask if I had other protection policies in place when I took out this loan
* Abbey failed to advise me that I did not need the PPI policy as I could have repaid the loan/outstanding balance using my savings
* Abbey failed told me that the PPI policy was compulsory and not optional
* Abbeyfailed to ask if I was not aware that the PPI policy was optional
* Abbey failed advise me that I would get a better interest rate or the PPI would cost much less if I took the PPI policy out with another insurer
* Abbey did not make me aware of the cost of the premiums on the PPI policy
* Abbey did not make me aware that the PPI policy cost would be added to the loan and I would pay interest on the cost
* Abbey did not make me aware that I had taken out the PPI policy when I took out the loan
* Abbey did not make me aware that I could purchase alternative PPI policies with other providers when I took out the loan
* Abbey did not make me aware that the PPI policy did not cover the life of the loan
.
Our Top 6 PPI Mis-Selling PPI Claims
I AM HAPPI are taking on PPI claims against the main high street banks lenders for mis-selling PPI claims and refunds including Alliance & Leicester, Bank of Scotland, Barclays Bank, BlackHorse Finance, HSBC Bank, Egg, First Plus, Lloyds Bank, Picture Loans to name but a few.
I AM HAPPI have set out there Top 6 PPI claims. The mis-selling of PPI, payment protection insurance policies have been widespread. We have handled many PPI mis-selling claims. Please click on I AM HAPPI top mis-selling PPI claims below:
I AM HAPPI TOP 6 MIS-SELLING PPI CLAIMS
ABOUT I AM HAPPI CLAIMS
I AM HAPPI.com is the trading name of R James Hutcheon Solicitors, Regulated by the Solicitors Regulation Authority.
Visit I AM HAPPI contact page.
R James Hutcheon Solicitors Pioneer House Rainhill Prescot Merseyside L35 4LFVisit our main Web site www.hutcheonlaw.co.uk
This Firm is regulated by the Solicitors Regulation Authority
